Want Sexy-Credit Like The Jones’?

If you're being honest with yourself, then your' response is 'Humm Yes.... Yes and all their stuff!'

Well, what appears to be good on the outside may not be what's actually happening on the inside for the Jones, or the Jolie-Pitts. The very people you might be trying to keep up with are probably in need of some financial help themselves. To avoid the entire Jones' mess is to NOT live beyond your means. In short, we must really think about if we are living in the Celebrity-Factor Bling Bling Credit Reality or the Me-Factor No Bling Credit Reality. Good credit is great to have whether rich or financially challenged. Based on my financial expertise and client experience some of my top investors will always leverage their credit vs their cash. And if you think about it, why wouldn’t you do the same? Well, the major difference is this, even though some of these investors will leverage their credit first, they do so with a small caveat that they will NOT step outside of their means while leveraging large segments of their credit portfolio. Most, if not all, will factor in what they can afford with their budget FIRST and then proceed to create their lifestyle around their credit financial reality vs trying to recreate the Jones' financial credit reality for their lifestyle. This does not include what you can afford if you work overtime or if you borrowed money from someone to make your monthly payment nor does it mean to find a way to get Peter to pay for Paul scenario. It means, if you can afford what you’re trying to buy, you should never think in terms of what if you do 'this' to see if you can do 'that' in order to make your monthly payment(s). Instead you should be thinking of everything that would hinder you from being able to comfortably make that payment. We have to be smart about how we manage our financial lifestyle by creating a daily financial blueprint to eliminate the Jones' style syndrome in your life. Now if you have been trying to keep up with the Jones' and have ruined it for yourself, please read the basic steps "The Importance of a Good Credit Report" by Emmy's Greetings. At the very least, you will be able to begin identifying your lavish spending habits and how it affects your credit history and profile. Once you're able to adjust your mindset, you will begin to redesign the way you view your money which will inspire you to love the money you have now versus the Jones' money you think you have. Now if you are totally unclear as to where to begin, call me, vent; I'd be happy to help you and find a solution to any Jones' syndrome you may have.

Have a Great Week Everyone, Eric Perry CEO Simple Credit Online

Sexy Credit vs. Sexy Debt

Remember when ‘credit’ was sexy when you first got it?

Oh the memories of being able to charge-it on demand with the ease of pulling out that colorful pretty plastic card of $10,000, $20,000 $50,000 or $100,000 line of credit to buy anything. Like buying on demand the new 50” plasma, or that must have diamond bracelet surprise for your significant other, or the never leave home without it designer handbag and oh the ultimate splurge that stunning two door Coupe that will be the envy of your friends. Yes you, your family and even your friends thought you were sexy with all that credit line buying power at your fingertips.

Well times have certainly changed since Debt has now become way more sexier than Credit!

Yes sexy debt is everywhere. Either you’re showing off your sexy debt by default due to not being able to pay for anything...anymore or you’ve managed to raise your hand to get yourself out of debt on-demand via those get-out-of-debt-scams or you felt the need to write to Oprah or Larry King, begging and pleading to have you featured on their show ASAP due to your new sexy debt lifestyle crisis.

Sexy debt is a new trend that appears to be here to stay..... Or is it?

On one side of the spectrum you might be a consumer looking to clean up your sexy debt or on the flip-side of the spectrum you might be a business looking to help people get out of debt or you might be on the side of Hollywood’s entertainment spectrum in need of a new debt buster reality TV show looking to spotlight one’s relationship with sexy debt or you might be one of those bad, bad, bad, bad people that just want to exploit the sexy debt crisis and milk people out of their money with false claims and fake promises to ‘repair’ your sexy debt. Bottom line is this, it really doesn’t matter where you fit in within this revolving credit crunch. The point is this, you’re in it and you’re 1 out of a million people that represents this new face of the sexy debt spectrum mix. And for what it’s worth, since the US Govt is still in debt for a gazillion dollars, it appears this discussion is and will continue to be the fabric of our lives.

So now what, Sexy Credit vs. Sexy Debt?

Well you can begin to choose the side you’re on and then decide what you want to do about it for this New Year of a New You 2010. I gather if you strolled in to read this post, either you are fed up and want out of your sexy debt crisis or you’re just curious to see if I can really be of service to you.

First things first........

First things first, my name is Eric Perry, I have many years as a Credit Consultant Professional and I pride myself on having clients that really trust me and my team to help them regarding their credit issues. Yes for me this is a statement of fact, however I am a firm believer that trust should never come instantly and it should be earned. When I was a mortgage broker, I've seen the worst of the worst credit situations and I never proceeded to submit a loan for someone that I knew lenders would gladly finance at the highest possible interest rate. However, on the opposite end, I have seen brokers do impossible and life damaging deals without a second thought. Not to mention watching clients anxiously sign a high interest rate contract but only cared about how big their celebrity style house would be only to find them foreclosing a year later. All of it left a very bad taste in my mouth and in my gut and I left and decided that I never want to see anyone in those types of situations. Instead, I felt we all needed a financial reality check first and I decided to reapproach this process to empower clients by educating my clients so that it will be used as a foundation to build a long-lasting commitment to financial freedom. If you are reading this post for the first time or new to my site, please know I don’t expect you to trust me ‘immediately’. Instead I would like for you to take some time and explore the content that I post, take advantage of our free Credit Webinars I promote, dig deeper and utilize the Credit resources I spotlight so that you can begin the process of trusting Simple Credit Online Services. I believe any type of debt you are in you must empower yourself with the TRUTH. I will offer the truth with various credit educational tools which will enable you to come up with the best credit lifestyle game plan for you and your family. All I ask of you, is for you to explore, discover and learn about credit and get a clear understanding how you wound up in the Sexy Credit vs. Sexy Debt debate. I believe once you are able to pinpoint how you got here, I am certain you will begin the swift process to fix it, remove it and finally resolve it so that your lifestyle begins to shine lights of financial joy!

Where do you begin?

Well you can begin, Here! To kick things off, Simple Credit Online Insider Blog will spotlight Credit Industry tips and tricks that will give you immediate ideas on what to explore to begin your new credit lifestyle. For this month I have selected a really good article by Kristy Welsh called "The 5 Biggest Mistakes People Make in Repairing Their Credit". Please click the article title to read this great article. This article is great because Sexy Credit vs. Sexy Debt comes with a price and its always the things we shouldn’t be doing that land most of us in repairing what we forgot to do. End the drama! Start with what not to do FIRST and then use it as your blueprint. Read it and share with me your thoughts with how this can help you NOW by submitting your comments at end of this post. Every week there will be a featured Simple Credit Insider Blog Report which will be posted on Sundays so that it gives you an opportunity to map out your weekly game plan in advance with how you want to approach redesigning your new credit lifestyle. Second, we would love for you to join me and my team next Saturday January 30, 2010, at Simple Credit’s Online Webinar Event called “The Road to Good Credit”. Click on the Webinar title link so that you can sign up. It’s free plus you will begin to get the opportunity to know me and my team. I will have weekly Free Webinars that will outline how you can get yourself out of debt which is the first step towards earning your TRUST.

Lastly, Get Involved!

Investigate and interact with anything you see on my SCO Website, and/or review our resource Educational Materials, and/or visit and join our FaceBook and follow us as a SCO Friend on Blogger for Simple Credit Online Social Community. Share your stories or send me your feedback or comments or if you really can’t take it let it rip and just vent if you want, my team and I are here to offer any help you may need at anytime. I believe in what I do because I have been blessed to have helped so many clients regain their credit sanity. Regardless of the issue, l sincerely believe you can always get back your sexy credit lifestyle back, intact and PERMANENTLY!

The Road to Good Credit is not as long as you think it is. It’s how we can make it simple for you that will determine your short journey!

See you at next week’s Webinar! Date: Saturday, Jan. 30, 2010 Time: 5:30 - 7:30PM (MST) Cost: FREE Eric Perry CEO Simple Credit Online

Simple Credit Online

Welcome to a New Year of a New You 2010 Simple Credit Lifestyle Stay tuned for more credit insider info!